Insurance Solutions

Turn Competitive Data Into Shared Intelligence

Detect fraud rings across carriers. Enrich underwriting with governed clean-room queries. Measure true ROI. All without exposing policyholder PII.

See It In ActionRead Insurance Guide

$157M

Modeled Fraud & Loss Prevention

28-52%

Modeled Detection Improvement

4 Industries

In Modeled Collaboration Scenarios

Modeled scenarios based on platform capabilities, not customer results.

Claims DataClaims DataRisk SignalsRisk SignalsPortfolioPortfolioCross-CarrierCross-CarrierBetter ModelsBetter ModelsEnrichmentEnrichmentInsurer AClaims DataPolicy RecordsInsurer BRisk SignalsActuarialReinsurerPortfolioLoss HistoryFraud DetectCross-CarrierRing AnalysisRisk PricingBetter ModelsLoss PredictUnderwritingEnrichmentAuto-DecisionPLACINOEncrypted MatchZero PII ExposedEncryptedEncryptedInsightModeled ROI: $38M52% fraud detection · 3.1x loss ratio improvement52%Fraud Found$38MROI Impact3.1xLoss Ratio

The Insurance Data Gap

Your most valuable intelligence is locked away. Competitors won’t share risk patterns. Digital channels hide their true ROI. OEMs hoard telematics. Meanwhile, fraud rings operate freely across your portfolio.

Siloed Risk Intelligence

Competitors’ data stays locked. Fraud rings operate across carriers undetected.

Attribution Black Holes

Digital channels look expensive. Real ROI obscured across insurance partners and channels.

Slow Underwriting

Manual enrichment delays. No timely risk signals from telematics, health, or claims.

5 Use Cases Unlocked by Placino

Modeled scenarios: what the platform makes possible

Traditional DSP vs. Placino

Traditional DSP

  • PII exposed in data swaps
  • Cross-carrier matching impossible
  • Fraud rings operate undetected
  • No telematics enrichment
  • Attribution delayed weeks
  • Manual, batch-only queries
  • No differential privacy controls

Placino

  • Zero PII exchange. Envelope encryption.
  • 3+ carrier fraud ring detection
  • 52% improvement in ring detection
  • Telematics-enriched underwriting via clean-room matching
  • True cross-silo attribution
  • AI + SQL + visual query modes
  • Differential privacy per query

Modeled ROI by Year

Illustrative ranges from modeled scenarios

Implementation

Year 1

Fraud detection + risk enrichment + attribution aligned

$157M

Prevention + efficiency gains

Scaling

Year 2

Add OEM partnerships, new carrier networks

$312M+

3x more collaborations

Maturity

Year 3+

Industry-wide network effects kick in

$800M+

Entire carrier market participating

Stop Leaving Money on the Table

Placino makes cross-carrier collaboration possible without exposing policyholder data. See your fraud rings. Measure your channels. Enrich your risk.

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Questions? Email solutions@placino.ai